The biggest complaint from small business owners is that they can not obtain small business financing to help their business grow, too often the small business owner is left hanging and not understanding their options. Enter alternative small business lending for businesses, alternative business loans covers small business financing options that fall outside what a traditional banking institution can offer.
US Capital Group of America has a better way to access capital. We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when banks and other lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you with one-on-one personalized service.
There is no obligation to get started, and no need for collateral or a down payment. Receive a quick decision and get funding in as little as 24 hours.
Benefits
- Simple, Fast and Affordable!
- Get up to $500k in business funding within 24 hours
- Factor rates start at 1.15 and interest rates as low as 9.99%
- Easy business loan application process
- Flexible financing terms
- Won’t affect your Fico score
- Minimal Paperwork
- No collateral required
- Use the loan for any business purpose
The biggest complaint from small business owners is that they can not obtain small business financing to help their business grow, too often the small business owner is left hanging and not understanding their options. Enter alternative small business lending for businesses, alternative business loans covers small business financing options that fall outside what a traditional banking institution can offer.
US Capital Group of America has a better way to access capital. We offer the flexibility to create small business loans with terms that meet your specific needs as a borrower. Our high approval rates mean that we can say ‘yes’ when banks and other lenders say no. You’ll get a dedicated Loan Specialist who has specific knowledge about your industry and will provide you with one-on-one personalized service.
There is no obligation to get started, and no need for collateral or a down payment. Receive a quick decision and get funding in as little as 24 hours.
Does Your Credit Score Matter When Seeking A Business Loan?
While you’re looking for business funding to support a business, lenders will consider your personal credit score when evaluating small business loan applications. A FICO credit score or Fair Isaac Corporation Credit Score is determined by a variety of factors, known as the 5 Cs of credit: character, capacity, capital, conditions, and collateral. The three characteristics that determine if you are considered creditworthy by a lender include how reliable you have been at repaying debts, the number of on-time loan payments, and your debt to income ratio.
The term “bad credit” usually refers to a FICO score of 300 – 630. A low FICO Score might be why traditional lenders often reject small business loan financing, but even if your score falls within this range, you may still qualify for an alternative online business loan from another lender who focuses more on where it’s going rather than what has influenced its past scores.